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Summary of the Inspection Process
The inspection process is a critical step in the progressive loan disbursement for a home construction loan. Banks require inspections...
Gabriel Mikael
12 minutes ago4 min read
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Amount you can Borrow
The amount you can borrow for a home construction loan depends on several factors, such as the appraised value of the property , your...
Gabriel Mikael
12 hours ago4 min read
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Interest Rate
When applying for a home construction loan , understanding the interest rate details is crucial because it directly impacts how much...
Gabriel Mikael
2 days ago4 min read
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Loan Eligibility Criteria
Loan eligibility criteria vary depending on the type of loan, the lender’s policies, and the borrower’s financial situation. However,...
Gabriel Mikael
3 days ago5 min read
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Loan vs Mortgage
The terms loan and mortgage are often used interchangeably, but they refer to different financial products with distinct...
Gabriel Mikael
4 days ago4 min read
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How to Avail Home Mortgage
Getting the best mortgage rate can significantly impact how much you’ll pay over the life of your loan, potentially saving you thousands...
Gabriel Mikael
5 days ago4 min read
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Housing Market and Mortgage Lending Trends in the Philippines
The housing market in the Philippines has experienced significant growth over the past decade, driven by increasing urbanization, a...
Gabriel Mikael
6 days ago5 min read
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Key Contract Provisions to Check
🔹 1. Project Description & Scope Issue : Vague description of "Year 2025 Residential Units" with no specific quantity, type, or unit...
Gabriel Mikael
Apr 73 min read
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Estimated Construction Cost in Building a House
Building a house in Cagayan de Oro (CDO) can be an exciting but complex process, particularly when it comes to budgeting. In 2024,...
Gabriel Mikael
Apr 73 min read
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Common Sources of Carbon Footprints at Home and How to Reduce Them
With growing concerns about climate change, reducing your carbon footprint at home has become more important than ever. A carbon...
Gabriel Mikael
Apr 65 min read
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🏗️ The Basics and Importance of Approved Plans & Technical Specifications in Construction
🔹 What Are Approved Plans? Approved plans are the final, officially sanctioned architectural and engineering drawings for a...
Gabriel Mikael
Apr 62 min read
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🌀🏡 Curved and Organic Forms: The Soft Side of Modern Home Design
Straight lines and sharp edges have long defined modern architecture and interiors. But in 2025, design is bending in a new direction —...
Gabriel Mikael
Apr 52 min read
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Sustainable Home Building Innovations in Cagayan de Oro: A Green Future
As urban development continues to accelerate in Cagayan de Oro , the construction industry is turning its focus towards sustainable home...
Gabriel Mikael
Apr 53 min read
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How to Reduce Your Carbon Footprint at Home
As climate change becomes a growing concern, many homeowners are looking for ways to reduce their carbon footprint. Reducing your carbon...
Gabriel Mikael
Apr 45 min read
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🧘🏡 Warm Minimalism: The Perfect Balance of Simplicity and Comfort
Minimalism has long been celebrated for its clean lines, clutter-free philosophy, and timeless appeal. But in 2025, minimalism is getting...
Gabriel Mikael
Apr 42 min read
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What are green building options?
Green building options focus on sustainability, energy efficiency, and minimizing environmental impact throughout a building's lifecycle....
Gabriel Mikael
Apr 34 min read
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RESIDENTIAL CONSTRUCTION OVERVIEW
This appendix outlines the general stages and requirements involved in residential construction projects, which may also be used for...
Gabriel Mikael
Mar 251 min read
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Investing in Cagayan de Oro
Cagayan de Oro (CDO), known as a key economic hub in Northern Mindanao , offers numerous investment opportunities, particularly in real...
Gabriel Mikael
Mar 205 min read
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Basic Standard Cost in Building a House
When building a house in Cagayan de Oro , the cost breakdown by materials can vary depending on the type of materials used and the size...
Gabriel Mikael
Mar 193 min read
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Budget Friendly Construction System
The best building system for a budget-conscious project depends on balancing initial costs, long-term performance, and future operational...
Gabriel Mikael
Mar 185 min read
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