OCCUPANCY PERMIT CHECKLIST

(For residential buildings — single-detached, townhouses, duplexes)

✅ 1. Basic Documentary Requirements

•  Duly Accomplished Certificate of Completion

•  As-Built Plans (signed and sealed by professionals)

•  Building Permit (Original & Photocopy)

•  Fire Safety Inspection Certificate (from BFP)

•  Photocopy of Valid IDs of the owner/applicant

•  Barangay Clearance (for occupancy or residency)

🏗️ 2. Technical Documents (Signed & Sealed by Professionals)

•  Certificate of Completion (Architect or Civil Engineer)

•  Construction Logbook (showing construction progress)

•  Construction Photographs (key phases: foundation, framing, completion)

•  Certificate of Final Inspection (Architectural, Structural, Electrical, Plumbing)

•  Certificate of Installation/Testing for:

  •  Electrical System

  •  Plumbing System

  •  Mechanical system (if any)

•  Electrical Permit and Final Electrical Inspection Report

🔥 3. Fire Safety Requirements (from BFP)

•  Fire extinguisher (minimum 5 lbs)

•  Fire exits (for multi-storey buildings)

•  Smoke detectors and alarm system (if applicable)

•  Emergency lights (if applicable)

💧 4. Utility and Health Clearances

•  Sanitary/Health Clearance (City/Municipal Health Office)

•  Water System Clearance (if connected to a utility)

•  Sewage/Septic Tank Compliance

•  Electrical Connection Clearance (for utility hookup)

📋 5. Final Steps

•  Pay corresponding Occupancy Permit Fee

•  Schedule final inspection by the Office of the Building Official (OBO)

•  Post the Certificate of Occupancy visibly on site once released

⚠️ Important Notes

• All permits and certificates must be consistent with the original building permit.

• Occupancy Permit is required before applying for water and electricity service in most LGUs.

• No person may lawfully occupy the building without this permit.

OCCUPANCY PERMIT CHECKLIST

You Already Own the Land—Now It’s Time to Build the Legacy

Owning a piece of land is already a huge step toward your dream home—but leaving it unused means potential is sitting idle. If you’re a lot owner in the Philippines, it’s time to take the next step: build a home your family can call their own—and pass down to the next generation.

And the best part? You don’t need to have the full cash on hand. With Pag-IBIG or bank construction loans, you can build your house while keeping your budget manageable.

💡 Why Now Is the Best Time to Build

Many lot owners delay construction due to financial concerns or confusion about the process. But with inflation and rising construction costs, waiting only makes it more expensive.

If you already own land, you're ahead. Use it as leverage to apply for a home construction loan and start building your legacy now.

🏦 Financing Options: Pag-IBIG vs. Bank Home Loans

Here’s a quick comparison to help you decide:

Feature	Pag-IBIG Home Loan	Bank Home Loan
Interest Rate	As low as 5.75% p.a.*	6% to 10% p.a.*
Loan Term	Up to 30 years	Up to 20 years
Maximum Loan	Up to ₱6 million	Depends on bank and income
Collateral	Your land	Your land

📌 *Rates subject to change. Always check with lender.

✅ Pag-IBIG Pros: Lower interest, longer term, ideal for minimum to middle-income earners

✅ Bank Loan Pros: Faster processing, higher flexibility for high-income earners

📝 What You Need to Get Started

To qualify for a Pag-IBIG or bank home construction loan, you typically need:

• Land Title under your name

• Updated Tax Declaration and tax receipts

• Building Plans and Bill of Materials

• Building Permit and Barangay Clearance

• Proof of income (payslips, COE, or business documents)

• Valid IDs and loan application forms

Need help preparing these?

👉 We assist lot owners from documents to design.

🧱 Design. Finance. Build. All in One Team.

We don’t just connect you with financing—we help you:

✅ Create loan-ready architectural plans

✅ Process your permits and engineering documents

✅ Handle construction once your loan is released

✅ Guide you from “bare lot” to “turnover-ready home”

Whether it’s your first home or a forever home, it’s possible with smart planning and the right team.

📩 Ready to Build? Let's Talk!

👉 Message us now for a free consultation on:

• What you can build based on your monthly income

• How to apply for a Pag-IBIG or bank loan

• Our sample house plans for your lot size

• Full project estimates

📩 Just send us your lot size and monthly income—and we’ll show you your options.

You already own the land. Let’s start building the legacy.

#LotToLegacy #BuildWithPagIBIG #DreamHomePH #FromLotToLiving #HomeLoanGuidePH

You Already Own the Land—Now It’s Time to Build the Legacy

Pag-IBIG Monthly: Around ₱18K? Yes, You Can Build Now!

Think your salary isn't enough to build a home?

Good news: If you can afford around ₱18K/month, your dream home is within reach. 🙌

We offer complete home construction packages between ₱2.5M–₱3M, ideal for Pag-IBIG financing. With the #WallProPanelSystem, your house gets built faster, stronger, and cooler, helping you save long-term on utility costs.

🏠 What’s Possible with ₱18K Monthly?

• ✅ 3 Bedrooms, 2 Bathrooms

• ✅ Full architectural + engineering design

• ✅ All-in materials + labor

• ✅ Insulated WallPro Panels = energy-efficient home

• ✅ Ready for Pag-IBIG or bank financing

• 
  

💬 Don’t Know If You Qualify?

We’ll assist with:

• Salary-based loan simulation

• Pre-qualification for Pag-IBIG

• Construction timeline & payment plan

  
  

📩 Message us today for a free estimate and sample layout.

Let’s turn your salary into a solid foundation for your future.

#CagayanDeOroConstruction | #WallProPanelSystem | #WallProCDO

🔗 https://www.facebook.com/gabrielmikael.masangcay

Pag-IBIG Monthly: Around ₱18K? Yes, You Can Build Now!