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Writer's pictureGabriel Mikael

Stages and Process of Building a House in Cagayan de Oro

Building a house is a significant investment and a major life project, especially in a growing city like Cagayan de Oro (CDO). To ensure your construction journey is smooth, it’s essential to understand the stages involved and the processes required for a successful build. Below is a step-by-step guide to help you navigate the house construction process in CDO.

1. Planning and Budgeting

a) Set a Budget

Before any construction begins, it's important to establish a realistic budget. This should include costs for land, materials, labor, permits, and contingency funds (typically around 10-15% of the total budget for unexpected expenses).

b) Choose a Design

Hire an architect or a design professional to help you conceptualize your dream home. The design phase should align with your budget and needs while factoring in the local climate and regulations.

  • Local Example: In Cagayan de Oro, tropical designs that promote natural ventilation and lighting are popular due to the climate.

c) Select a Contractor

Choose a licensed contractor with experience in the CDO area.


2. Securing Land and Permits

a) Land Purchase

If you haven’t purchased land yet, now is the time to do so. Work with a real estate agent to find a lot that fits your needs in terms of location, size, and budget.

b) Get Building Permits

Once the design is finalized, you'll need to secure the necessary permits from the Office of the Building Official (OBO) in Cagayan de Oro. The permits will include:

  • Building Permit

  • Zoning Permit

  • Electrical and Plumbing Permits

The cost of securing permits will depend on the size and complexity of your project, typically ranging from PHP 10,000 to PHP 50,000 for a standard residential home.

3. Site Preparation and Foundation

a) Site Clearing

Before construction begins, the site needs to be prepared. This involves clearing vegetation, rocks, and any existing structures. Excavation for the foundation also takes place during this stage.

b) Foundation Laying

The foundation is one of the most critical parts of your house. Contractors will dig trenches and pour concrete for the footings. In CDO, special attention must be paid to flood-prone areas, so you may need to consider a raised foundation if the site is susceptible to flooding.

4. Structural Work: Framing, Roofing, and Walls

a) Framing

Framing is the skeleton of your home. It includes the installation of beams and columns that provide structural support for the walls and roof.

b) Roofing

Once the frame is up, the roof is installed. Roofing materials will depend on your budget and design preferences, with options ranging from galvanized steel to tile or asphalt shingles. Roofing must be designed to withstand CDO’s weather, particularly heavy rains and typhoons.

c) Wall Construction

Exterior and interior walls are built after the roofing is completed. Builders may use various materials like concrete blocks, wood, or prefabricated panels, depending on the design.

5. Utilities Installation: Electrical, Plumbing, and HVAC

a) Plumbing and Electrical Systems

Before walls are fully closed up, contractors will install essential utilities such as:

  • Electrical wiring

  • Plumbing for water supply and drainage

  • HVAC (Heating, Ventilation, and Air Conditioning) if applicable

Ensure that licensed professionals handle these installations to meet Philippine electrical and plumbing standards.

b) Inspection

At this stage, it's common for local authorities to inspect the construction to ensure compliance with safety and building codes.

6. Interior and Exterior Finishing

a) Interior Finishing

Once the utilities are installed, finishing work begins. This includes:

  • Drywall installation or plastering

  • Painting and flooring (tiles, wood, or vinyl)

  • Cabinetry and fixtures installation The choice of materials will significantly affect the overall cost of your home, so opt for those that balance quality and budget.

b) Exterior Finishing

This stage includes installing windows, doors, exterior paint, and any cladding or siding that adds to the home’s aesthetic and weatherproofing.

7. Final Inspection and Handover

Once construction is complete, your contractor will schedule a final inspection with local authorities to ensure the house complies with all safety and building codes. After passing the inspection, you’ll receive a Certificate of Occupancy, allowing you to legally move into your new home.

a) Final Walkthrough

Before the handover, conduct a final walkthrough with your contractor to ensure all agreed-upon work is completed and meets your expectations. This is also the time to address any final touch-ups or fixes.


Building a house in Cagayan de Oro involves multiple stages, from budgeting and planning to securing permits and managing construction. Understanding each phase can help ensure a smooth process and avoid unexpected delays or costs. With the right contractor and careful planning, building your dream home in CDO can be a rewarding experience, providing a custom living space that meets your needs and stands the test of time.


Stages and Process of Building a House in Cagayan de Oro
Stages and Process of Building a House in Cagayan de Oro

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